Our founder Lauren Del Toro created First House Financing because she truly believes everyone deserves to achieve the dream of creating generational wealth thru homeownership, no matter what economic class you come from. They say to own a home is the “American Dream”. Lauren believes that should be everyone’s dream! Everyone in the world should have a home of their own, everyone should have a safe stable place to live, and everyone should be given the opportunity to gain wealth thru homeownership. Lauren was motivated to create First House Financing because she was a raised by a single, middle-class, hard-working Mother who was afraid to inquire about purchasing a home. Her Mother thought she could never afford a home or be approved for a home mortgage loan because she was raising 4 kids on a single income, her credit wasn’t perfect, and she was barely making ends meet paying rent every month. Lauren’s Mother was afraid to go to the bank and ask questions regarding applying for a home mortgage loan because she was afraid that she would be embarrassed, rejected, and disregarded for not having a 20% down payment, perfect credit, or a large monthly income. Lauren’s Mother was completely unaware there were down payment assistance and closing cost assistance programs available that could have helped her purchase a home. Lauren immediately knew in her heart she wanted to fill this void in homeownership and never wanted another person to feel the way her Mother felt. Lauren never wants anyone to feel embarrassed, rejected, or disregarded about applying for home mortgage loans due to their credit, income, or lack of down payment. Lauren's goal is to educate as many people as possible about qualifying for home loans and the benefits of homeownership so they never have to go thru what her Mother did.